Money that moves only on proof.
Funds lock in escrow before a task exists and release only when proof verifies — recorded in an append-only, double-entry ledger. Licensed partners hold the money. Hannu custodies ₦0.
Escrow before work · ₦0 custodied · Append-only ledger · Reconciled or frozen
The life of a naira on Hannu.
Fund the wallet
Top up by transfer or card (the card surcharge is a published value on the pricing page). Your balance is a ledger fact, not a promise.
Escrow locks with the task
Creating a task locks its full amount — reward, fee, VAT — atomically. No Operator starts work on an unfunded promise.
Proof decides
Escrow sits untouched while the work is verified. The AI screens; people confirm; nothing moves early.
Released — or fully refunded
Verified proof releases the reward to the Operator. A failed task refunds the whole charge. Disputes freeze the money until a human rules.
Built like a ledger.
Three invariants carry every naira on the platform — and each one is architecture, not policy.
Locked the instant the task exists.
Creating a task and locking its full amount are one atomic act — reward, fee and VAT together. Nothing about the work starts on a promise, and nothing about the money moves until proof verifies.
See the pricing formulaPartners hold. The ledger records.
There is no Hannu account your money sits in: licensed partners hold the funds while our append-only, double-entry ledger records every movement. Corrections are new entries — history is never edited.
The full trust postureThe books must agree before money moves.
Our ledger reconciles against partner statements continuously. Any variance freezes money movement automatically until a human resolves it — the system prefers stopping to being wrong.
Live system statusAnd the price of all this?
One published formula — the Operator's reward plus a platform fee on top, VAT on the fee. Every value is a live config key, machine-readable over the API.
Asked before the first deposit.
Who actually holds the money?
Licensed financial partners — never Hannu. We custody ₦0 by design: our append-only, double-entry ledger records every movement, and the books must reconcile against partner statements or money movement freezes.
When is my money at risk?
At no point between funding and outcome: escrow releases only on verified proof, failed tasks refund in full, and disputes freeze the funds until adjudicated. There is no state where work is unpaid-for or payment is unproven.
What does funding cost?
Bank transfer funding carries no Hannu fee; card funding carries the published surcharge (a governed config value on the pricing page). No balance fees, no withdrawal games.
Can I get an audit trail?
Every task carries its ledger history — lock, release or refund, fees, references — and statements export from the console. The ledger is append-only: corrections are new entries, never edits.
Fund once. Every task escrow-backed.
Open the console, top up, and the first verified outcome can be back the same day.