The life of a naira. Held, then released. Locked before the work starts, released only on proof.
Your money locks in escrow before the task exists — no Operator ever starts work on an unfunded promise.
Matched to a KYC-verified Operator on the ground, who saw the exact pay before accepting. Your money stays untouched.
Every proof is checked by our verification engines and confirmed by a trained person before escrow releases — nothing moves until it holds up.
The Operator is paid in naira and you get a signed report for your file. A failed check refunds you in full.
Every naira, accounted for. On a record you can audit.
The money doesn’t just move — it’s written down. Every hold, release and refund is recorded and reconciled against our partners’ books, so you can show exactly where each naira went. The record is only ever added to; corrections are new entries, so nothing is quietly rewritten.
If the books ever disagree, money movement stops on its own until a person resolves it — the system would rather pause than be wrong.
Who actually holds your money? Not hannu.
hannu never custodies funds. Your money sits with licensed, regulated partners — the kind of institutions already trusted to hold money in Nigeria — while our ledger records every movement. hannu custodies ₦0.
That’s the point of the design: we keep the record and enforce the rules, but we never sit between you and your money. It stays where money is meant to be held.
See the full trust postureMoney questions, answered.
What a buyer or finance team asks before funding a task.
No — hannu never custodies funds. Your money sits in escrow with licensed, regulated partners; our records only track every movement. hannu custodies ₦0 by design.
Only when the proof checks out. Your money waits in escrow from the moment you post a task, releases to the Operator when the verified report passes, and a failed check refunds you in full — so there is never a moment when work is unpaid-for or payment is unproven.
The money stays put. A disputed task freezes the funds — nothing is released and nothing is lost — until a person reviews it and rules. You are never charged for work that did not check out.
Funding by bank transfer carries no hannu fee. The full price of a task, and exactly how the fee is set, are published on the pricing page — see pricing for every value.
Yes. Every task carries its full money record — held, released or refunded, with references — and you can export a statement any time. The record is only ever added to, so history stays intact and defensible.
More resources
Fund and reconcile from your systems
Track every hold, release and refund over the API, and export a statement any time.
GuideHow proof is verified
The checklist every result passes before escrow releases a single naira.
GuideOur approach to trust
Non-custodial by design — licensed partners hold the money, hannu keeps the record.
Fund once. Every task escrow-backed.
Post a task and your money waits in escrow until the proof checks out — released fast, or refunded in full.