Your API stack ends at the front door. We walk through it.
Digital KYC tells you a business exists on paper. A verified Operator confirms it exists on the street — the borrower’s shop, the merchant’s address, the POS agent’s actual location — with geotagged, signed evidence your credit and compliance teams can file.
The problem, plainly.
Paper businesses pass digital KYC
CAC lookups and BVN matches can all check out while the “shop” is an empty room. The default you eat six months later started at onboarding.
Agent networks drift
POS agents move, share terminals and misreport locations — and location accuracy is now a regulatory expectation, not an option. Physical spot-checks are the only ground truth.
Field verification doesn’t scale in-house
Running your own field team means recruiting, dispatching, verifying and paying — a second business. Point Hannu at the address list instead.
Borrower & merchant field verification
LiveConfirm the business operates at the stated address — photos, signage, activity — before credit is extended.
POS agent location verification
LivePhysical confirmation of agent locations against the registered record, at network scale.
Collateral & site photography
LiveTime-stamped, geofenced photo evidence of assets and premises.
Deep KYC field-check workflow
GatedMulti-point verification (premises + documents + interview) as a signed workflow product — unlocks per zone as gate metrics hold.
You order it. We run it. One signed record comes back.
Send the address list
One task or a thousand — bulk CSV or API. Escrow locks per task; a failed check refunds itself.
Operators verify on the ground
KYC-verified, reputation-matched Operators visit, capture proof, and can present a one-time delegated pass at the door.
Signed evidence for the credit file
Every verification returns as a signed record — evidence for underwriting, audit and the regulator.
“Credit risk lives in the physical world. So does its verification.”